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Thursday, September 23, 2010

What? No Death Panels?

Six months ago after a long tumultuous fight, the Affordable Care Act was signed into law, despite the death panel threats and the perceived immanency of the sky falling. We certainly dodged a bullet there, didn't we?!
The first step of the complete Act begins today puts an end to some of the worst insurance company abuses.

  • Insurance companies will no longer be allowed to deny insurance to those with preexisting medical condition to both children and adults.
  • All new health plans MUST provide free preventative medical tests such as mammograms, colonoscopies, immunizations, and prenatal care.
  • College students will now be allowed to remain on their parents' insurance plans until they are 26 years old, allowing the opportunity to find that well paying job that allows them to afford their own insurance premiums.

In 2011 the Medicare "donut-hole" will be closed and those utilizing the medicare plan will be able to afford all of their medications. At this time their medication coverage has nominal limits and senior citizens have to pay the remaining cost out of pocket.
I am having a difficult time figuring out the downside of all of this. Fox News said that the signing the Affordable Care Act was essentially shredding the Constitution.

The Preamble of The Constitution states "We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America." Additionally, The Declaration of Independence declares "We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. — That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed."

Under the Commerce clause in the Constitution, the government CAN force companies to offer insurance to their employees and there is no specific statement about presidential mandate for individual insurance.

Health insurance and the preventive care provided by insurance ensures our unalienable right to fight to secure our life and in this case, their health.
Everyone in our Executive and Legislative Branches were elected by the us, the people (at least those that voted) and in effect WE are the people responsible for "The Affordable Care Act."

In any case the act has been rolled out and no, Chicken Little, the sky is not falling, but in case something does fall from the sky and knocks you on the head, you will now have the opportunity to go the the doctor without paying through the beak.

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